RBI released fund(lockdown special)

          RBI released 1 lakh crore fund

           
Rbi released one lakh crore  for small farmer and labour to recovery economy of our country. Most of the people get profit it help to up lift oureconomy. During lock down and after long time of lock down


RBI FUND

 1. The Reserve Bank created a fund of one lakh crore rupees to provide economic relief.

 2. Through this fund NABARD, NHB and SIDBI, small business, small scale industries, farmers and people will be provided loans at very low interest rate to buy houses.

 3. Reverse repo rate has been reduced from four percent to 3.75 percent.

 4. This will increase the liquidity of the banks. Now the commercial banks will not put their surplus money in the RBI, as the interest from the Reserve Bank will be very less, hence these banks will now distribute more debt to the people.

 5. NPA, which used to be due for non-payment on 90 days, has been extended to 180 days.

 6. This will help in payment of loan taken.

 7. States will be able to provide additional resources by increasing the capacity to borrow by 30 percent.

 8. India's economy will remain the strongest in the world despite all these disasters.




1. रिज़र्व बैंक ने आर्थिक राहत देने के लिए एक लाख करोड़ रूपये का फ़ंड बनाया।

2.इस फ़ंड को नाबार्ड,एनएचबी और सिडबी के माध्यम से छोटे कारोबारी,लघु उद्योग,किसान एवं लोगों को घर ख़रीदने के लिए बहुत ही कम ब्याज दर पर ऋण उपलब्ध करवाया जायेगा।

3.रिवर्स रेपो रेट को चार प्रतिशत से घटाकर 3.75 प्रतिशत कर दिया गया है।

4.इससे बैंकों की तरलता बढ़ेगी ।अब कांमर्शियल बैंक अपनी अतिरिक्त रक़म आरबीआई में नहीं रखेंगे ,क्योंकि रिज़र्व बैंक से ब्याज बहुत कम मिलेगा,अत:ये बैंक अब लोगों को ज़्यादा क़र्ज़ बाँटेगें।

5.एनपीए जो पूर्व में 90 दिनों पर भुगतान नहीं करने पर होता था,उसे बढ़ा कर 180 दिन कर दिया गया है।

6.इससे लिए गये क़र्ज़ के भुगतान में सहूलियत मिल सकेगी।

7.राज्यों के लिए क़र्ज़ लेने की क्षमता 30 प्रतिशत बढ़ाये जाने से राज्यों को अतिरिक्त संसाधन उपलब्ध हो सकेंगे।

8.भारत की अर्थव्यवस्था इन सब आपदा के बावजूद भी विश्व में सबसे सुदृढ़ बनी रहेगी

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